Warning: Late repayment can cause you serious money problems. For help, go to MoneyAdviceService.org.uk

Apply to Borrow $1000 to $25,000*

  • Apply For $ 50 – $ 1,000
  • Fast Payout
  • No Fees
  • Secure Application
  • Available 24/7
  • Bad Credit
The quickest way to get the funds you need online. It's simple and easy-to-use even with bad credit. Apply now!

Hard Money Loans for Unemployed US Citezens

Are you planning to get a loan but having second thoughts because you don’t have a job? We all know that lenders have their own standards and requirements when it comes to loan applications. So basically, getting a loan without a job could be challenging for some people. Why do lenders require people to have a job when applying for a loan? As you can see, lenders will think if how will you repay your loan if you don’t have a stable job? But don’t worry because you can still get a loan even without a job as long as you can prove to the lenders that you have other sources of income.

For you to get the loan you need, you must assess your credit score first. Having a good credit score and an excellent credit report could attract lenders to approve your loan and might even offer you the best deal and low interest rate. Since you don’t have a job, you can provide some alternative ways to prove your financial stability. For example, if you’re running a small business then you can provide a proof of income. If you’re receiving benefits from the government then you can still get the loan you need. So, to increase your chances of getting approved, you can also provide some of your bank statements. If you have a bad credit and got no job then expect that it will be harder for you to find a lender and get a loan. But don’t worry because you could try to get a loan through payday loan if you have a bad credit as long as you can provide them a proof of income. If you have no source of income then you can choose home equity line of credit, where in you’ll put your home as collateral and if ever you can’t repay them then they’ll take your home so it’s quite risky.

How to Get a Hard Money Loan Easy and Fast

With the incessantly rising demands for loans, lending institutions have taken a more active role in trying to curtail the number of delinquent accounts by setting up a system that's designed to filter out loan applicants who are unlikely to be capable of repaying their loans in the future. Under this system, borrowers with existing loans who fail to repay them regularly for any reason automatically had their history of bad payment on record. On the other hand, those whose earning capacity fall short of what the lending firms have required as the allowable minimum were automatically accorded poor credit scores. Consequently, borrowers with poor credit were automatically precluded from availing of any type of loans from any of the standard lending firms. But while this credit scoring system has, in the past, severely limited the choices of borrowers with bad credit, the recent proliferation of innovative loan options has since provided borrowers with more flexible and more acceptable loan alternatives. Under these new loan solutions, availling loan services has never been more convenient. To get money loans fast, borrowers can simply fill out loan application forms on the website of their preferred lending institution. Because loan applications are now generally processed over the internet, borrowers are assured that their applications are immediately processed after they are submitted. Through these loan alternatives, borrowers may now simply upload their application's necessitated requirements over the internet. Since loans are now processed at a much faster rate, the waiting time for  approvals of borrowers' applications has been significantly reduced by the lending firms. To avoid unnecessary delays and outright rejection of applications, however, borrowers are strongly advised to ensure that their loan application forms are properly filled up, and that the necessary requirements have been properly uploaded, before their applications are actually submitted. 

How Long for a Hard Money Loan to Come Through

With all the recent developments in technology - particularly the latest in online security - coupled with the persisting evolution of the ever-growing lending industry, innovative and safer new loans have since been introduced by leading firms to the lending system. Through these new options for loans, borrowers are given so much more flexibility in both procuring and paying off loans. While in most loans that are commonly being provided by the traditional lending instutions, which banking firms, the processing of conventional loans generally take up up to months to process; applications for these new kinds of loans generally only take up as little as just mere minutes to process. For many of these loans, applications can now be accommodated online, which gives borrowers the convenience and advantage of being able to submit their loan applications from anywhere they are, and at any time they want. Since these innovative loan solutions are now typically being processed entirely over the internet, potential borrowers now have the convenience of having their applications processed as soon as these are submitted. Consequently, the approval of loans, which normally take from several weeks to months to process, can now be expected within minutes. As a result, the release of funds for these approved loan applications can now be anticipated in as little as just a few hours after these applications have been submitted. In applying for these loans online, however, borrowers are encouraged to ensure that their loan application forms have been duly filled up, and that the necessitated financial, as well as other documents, are properly uploaded and completed, before they are finally submitted. Failure to comply with any of these can result not only in the undue delay of the processing of the borrower's application, they may also result to their outright rejection by the lending institutions.

How Do I Apply?

Fill The Form

Start your application by providing your information. Complete an online form to proceed.

Unsecuredloans4u will
match with lenders

We find available lenders that offers the loan that you need.

Lenders accept your form

Once you have completed the form, lenders review your application.

Get a loan

Results will be posted in minutes. Once approved, you get the funds directly to your account.

What We Offer

PayDay Loan

Long Term Loan

Guarantor Loan

Bad Credit Loan

Guaranteed Loan

Logbook Loan

Frequently Asked Questions

Must I Have a Guarantor?

In most cases, lenders would require borrowers to provide a guarantor if their credit is not good. Since unsecured loans are only backed by the borrower’s creditworthiness, the risk is higher. However, if your credit is good, lenders would be okay even without a guarantor present.

How Do I Apply?

All you need to do is to click “Apply Now” and follow the instructions provided. You will be asked to provide your information on a form available at the lender’s website. Once you have filled up the form, send it back to start your application. It would only take minutes for you to complete the process.

What’s In It For Us

Having access to instant cash transfers includes a lot of perks. Imaging dealing with an emergency and without cash, things could go from bad to worse. Whatever situation you’re dealing with, using this service has its advantages. Got into an accident? Get a loan and have the funds you need instantly. Got stuck somewhere? All it takes is a push of a button.

How Long Does It Take To Get Paid Out?

The entire process would only take at least 15 minutes. Once you’re approved for the loan, the funds you have requested will be deposited to your account instantly. There’s no need to wait hours to get the funds you need. It’s fast, simple, and highly reliable.

What Products Can You Help Me With?

We’ve got plenty of options for you to choose from. We have a wide range of loan selections that are perfect for any occasion. Whether you want to apply for a payday loan, personal loan, or even short-term business loan, it is readily available for you. All you need to do is to press “Apply” to get started.

What Happens If I Lie On My Application?

It is not recommended to lie on your application. Lying would result to serious consequences. Once a lie is caught, the lender has the full right to reject your application entirely. You may also face criminal charges if you’re caught falsifying documents or taking someone’s identity.

What Happens If I Miss Payments?

We understand that things could happen that prevents you from paying on time. If you find yourself having problems with your repayment, reach out to us to find more convenient ways to deal with your debt. Refusing to pay your loan would severely affect your credit and may cost you additional fees and charges.

Got More Questions?

We Have Made Easy For You

Secure Process

Our platform is guaranteed safe and secure. So you don’t have to worry about having your information online. We make sure that your personal data stays safe over the internet, 100%!

Paid Into Your Account

You don’t have to visit banks or lending centers just to get your money. Once your application has been approved, the funds you requested are immediately and automatically deposited to your checking account.

Credit Problems

Is your credit keep holding you down? Not anymore. Applying for an unsecured loan such as payday loans require no minimum credit. As long as you can pay off the loan on time, your credit problem is not a problem.