Warning: Late repayment can cause you serious money problems. For help, go to MoneyAdviceService.org.uk

Apply to Borrow $1000 to $25,000*

  • Apply For $ 50 – $ 1,000
  • Fast Payout
  • No Fees
  • Secure Application
  • Available 24/7
  • Bad Credit
The quickest way to get the funds you need online. It's simple and easy-to-use even with bad credit. Apply now!

How Do No Credit Check Loans Work

It can be pretty hard when you find yourself in the middle of a financial emergency and you have nowhere else to turn to. If your financial coffers have all dried up, the best thing you can do is turn to lenders to supply you with the funds you need. 

However, if you are to turn to traditional lenders, the whole loan application process can take a long time, if your need is dire, the best places you can turn to are those that can get your loan application processed, approved, and funded in no time. Online payday loans work just like this. They may be worth looking into.

Ideal for Emergencies

Short-term loans or payday loans offered by online providers are helpful for those financial emergencies thanks to their quick processing. They are known for their easy requirements too, which makes them very accessible for any type of borrower. If all you need is a way to get access to cash that can tide you offer until you get your regular income source by the end of the month, a payday loan is something that might be worth considering. 

Quick Turnaround Time

Most payday loan providers operate online, which means that unlike traditional lenders that have to operate on set hours on a weekday, payday lenders can attend to your needs 24/7. You could be needing money in the middle of the night and without even leaving the comforts of your home, you can sign up for a payday loan and expect the funds to be there soon after. 

Most online lenders are able to process loan requests instantly and get the funds sent to your nominated bank account on the next business day. Most lenders may even be able to do it sooner than that.

Higher Rates

However, it is also important to understand that payday loans come with very high rates. It is for this reason why people are advised to only consider the option as a last resort. Also, if you do decide to sign up for one, make sure to pay it on the due date to avoid getting charged any more penalties and surcharges which can be quite atrociously expensive. 

How to Get a Loan with No Credit Check

Finding a loan when you have yet to establish a credit history can be a struggle. Lenders are often wary of lending money to people that don’t have any credit records. They’ll want to find out how you’ll likely behave if you are granted a loan and your credit history is supposed to help them with that. Without a payment history to refer to, they might find you a little too much of a risk. 

However, this doesn’t mean that you shouldn’t just sign up for a loan altogether. You’ll find that while it may be a challenge to locate a lender who’ll be happy enough to extend their services to you, there are a few who will be. Here are some loan alternatives that you should consider getting if you do not have any credit record.

Credit Builder Cards

These are credit cards that can help you build your credit score when borrowing money. Every repayment to make will boost your credit standing, making time easier for you to qualify for better loan offers and rates in the future. Their eligibility criteria are less strict than other credit cards too although they charge higher interest rates for a smaller borrowing limit. The key for these cards to work to your favour is to get your payments done on time, all the time. 

Bad Credit Personal Loans

These are loans provided by lenders to borrowers that either have no credit history or those whose credit records aren’t spotless. Personal loans of this kind tend to be more forgiving where a borrower’s creditworthiness is concerned. However, they do come with very high interest charges. But if you are confident that you can make the repayments on time, this is also a great chance for building your score.

Secured Loans

You may also offer collateral when applying for a loan to get approval. Lenders will be happier to assist you with a loan request when there is security presented. Then, they’d be happy to overlook the non-existence of your credit record. You can even get a higher loan amount for a more competitive borrowing rate when there is security involved.

How Do I Apply?

Fill The Form

Start your application by providing your information. Complete an online form to proceed.

Unsecuredloans4u will
match with lenders

We find available lenders that offers the loan that you need.

Lenders accept your form

Once you have completed the form, lenders review your application.

Get a loan

Results will be posted in minutes. Once approved, you get the funds directly to your account.

What We Offer

PayDay Loan

Long Term Loan

Guarantor Loan

Bad Credit Loan

Guaranteed Loan

Logbook Loan

Frequently Asked Questions

Must I Have a Guarantor?

In most cases, lenders would require borrowers to provide a guarantor if their credit is not good. Since unsecured loans are only backed by the borrower’s creditworthiness, the risk is higher. However, if your credit is good, lenders would be okay even without a guarantor present.

How Do I Apply?

All you need to do is to click “Apply Now” and follow the instructions provided. You will be asked to provide your information on a form available at the lender’s website. Once you have filled up the form, send it back to start your application. It would only take minutes for you to complete the process.

What’s In It For Us

Having access to instant cash transfers includes a lot of perks. Imaging dealing with an emergency and without cash, things could go from bad to worse. Whatever situation you’re dealing with, using this service has its advantages. Got into an accident? Get a loan and have the funds you need instantly. Got stuck somewhere? All it takes is a push of a button.

How Long Does It Take To Get Paid Out?

The entire process would only take at least 15 minutes. Once you’re approved for the loan, the funds you have requested will be deposited to your account instantly. There’s no need to wait hours to get the funds you need. It’s fast, simple, and highly reliable.

What Products Can You Help Me With?

We’ve got plenty of options for you to choose from. We have a wide range of loan selections that are perfect for any occasion. Whether you want to apply for a payday loan, personal loan, or even short-term business loan, it is readily available for you. All you need to do is to press “Apply” to get started.

What Happens If I Lie On My Application?

It is not recommended to lie on your application. Lying would result to serious consequences. Once a lie is caught, the lender has the full right to reject your application entirely. You may also face criminal charges if you’re caught falsifying documents or taking someone’s identity.

What Happens If I Miss Payments?

We understand that things could happen that prevents you from paying on time. If you find yourself having problems with your repayment, reach out to us to find more convenient ways to deal with your debt. Refusing to pay your loan would severely affect your credit and may cost you additional fees and charges.

Got More Questions?

We Have Made Easy For You

Secure Process

Our platform is guaranteed safe and secure. So you don’t have to worry about having your information online. We make sure that your personal data stays safe over the internet, 100%!

Paid Into Your Account

You don’t have to visit banks or lending centers just to get your money. Once your application has been approved, the funds you requested are immediately and automatically deposited to your checking account.

Credit Problems

Is your credit keep holding you down? Not anymore. Applying for an unsecured loan such as payday loans require no minimum credit. As long as you can pay off the loan on time, your credit problem is not a problem.