Warning: Late repayment can cause you serious money problems. For help, go to MoneyAdviceService.org.uk

Apply to Borrow $1000 to $25,000*

  • Apply For $ 50 – $ 1,000
  • Fast Payout
  • No Fees
  • Secure Application
  • Available 24/7
  • Bad Credit
The quickest way to get the funds you need online. It's simple and easy-to-use even with bad credit. Apply now!

Online Same day Loans

Applying for a same day loan is easy. Getting approved for one, however, is a different story. Lenders often put in place specific rules and regulations to ensure that they will only be doing business with people who can actually afford to pay them back. If you want to get approved for a loan, knowing what will be factored in on the lender’s decision will help you considerably.  

Eligibility Requirements

Different lenders have their own set of loan requirements for every potential borrower. However, there are basic ones that almost every provider will require. Among these include your employment status, income, expenses, present debts, credit history, other financial commitments, and whether you can offer security or not.

Loan Affordability

Loan approval also banks heavily on whether the amount you are borrowing is something you can afford or not. Lenders need assurance that you won’t have any trouble paying them back later. To find out if a loan amount is affordable enough for you, you must first determine how much you are earning and deduct all your monthly expenses off of it. If you have any present debts you’re paying, take that off of your monthly earnings as well. Whatever is left will be your disposable income. As long as there is enough to cover for the loan repayments, then you’re good.

Increasing Your Chances of Approval

If you have a rather thin credit history or your credit standing is a bit wobbly, you can always choose to borrow less to get approved. As long as you can prove that you can afford a loan, lenders may give their nod of approval.

Find a guarantor if you think your credit score is not enough for you to qualify for a loan. Guarantors need to have a good credit standing and should be earning a good income in order to qualify. With them guaranteeing the loan for you, it will be possible for you to access competitive loan offers that would otherwise be beyond you if you are to bank on your own credit record or income alone.

How Long do Same Day Loans to Come Through

When you’re in need of extra cash, it can really test your patients how you’ll have to wait for quite some time for lenders to release the funds to you. However, one must understand that lenders have their own processes and protocols to follow. They’ll need to make sure that they are lending money to the right people, after all. So, processing your application and sending the funds to you can really take a bit of time. 

How long it would take for you to get the funds you’ve applied for to take out will depend on the lender that you’re referring to. Banks are generally known to take the longest time when processing loans and online providers are also known for their faster processing time. Having a good understanding of loan turnaround times should at least help you get an idea when to expect the money to be released.

Faster approval

Most lenders these days approve or reject loans based on algorithms, instead of having to rely on manual assessment as in the case of underwriting. However, there are exceptions to this such as those instances where the borrower has some really bad credit score that lenders will have to forgo the usual route and instead look beyond a borrower’s credit score to decide whether he’d be worth lending money to or not. 

Bank Loans

If you’re taking out a loan from a traditional bank, the processing time could take anywhere between 30 minutes to 2 business days for existing customers. For new ones, it may take around 2 to 5 business days for the loan process to get completed. It is always easier to secure a loan when you are a customer of the bank and the process takes faster too.

Direct Online Lenders

If you’re aiming to get your funds at the shortest time possible, these are the providers you’d want to refer to. They have since opened a faster and cheaper market for borrowers compared to what traditional banks can offer. Typically, they can get loans processed and funded within a business day or less, thus, making them the perfect choice for people with emergency cash needs.

How Do I Apply?

Fill The Form

Start your application by providing your information. Complete an online form to proceed.

Unsecuredloans4u will
match with lenders

We find available lenders that offers the loan that you need.

Lenders accept your form

Once you have completed the form, lenders review your application.

Get a loan

Results will be posted in minutes. Once approved, you get the funds directly to your account.

What We Offer

PayDay Loan

Long Term Loan

Guarantor Loan

Bad Credit Loan

Guaranteed Loan

Logbook Loan

Frequently Asked Questions

Must I Have a Guarantor?

In most cases, lenders would require borrowers to provide a guarantor if their credit is not good. Since unsecured loans are only backed by the borrower’s creditworthiness, the risk is higher. However, if your credit is good, lenders would be okay even without a guarantor present.

How Do I Apply?

All you need to do is to click “Apply Now” and follow the instructions provided. You will be asked to provide your information on a form available at the lender’s website. Once you have filled up the form, send it back to start your application. It would only take minutes for you to complete the process.

What’s In It For Us

Having access to instant cash transfers includes a lot of perks. Imaging dealing with an emergency and without cash, things could go from bad to worse. Whatever situation you’re dealing with, using this service has its advantages. Got into an accident? Get a loan and have the funds you need instantly. Got stuck somewhere? All it takes is a push of a button.

How Long Does It Take To Get Paid Out?

The entire process would only take at least 15 minutes. Once you’re approved for the loan, the funds you have requested will be deposited to your account instantly. There’s no need to wait hours to get the funds you need. It’s fast, simple, and highly reliable.

What Products Can You Help Me With?

We’ve got plenty of options for you to choose from. We have a wide range of loan selections that are perfect for any occasion. Whether you want to apply for a payday loan, personal loan, or even short-term business loan, it is readily available for you. All you need to do is to press “Apply” to get started.

What Happens If I Lie On My Application?

It is not recommended to lie on your application. Lying would result to serious consequences. Once a lie is caught, the lender has the full right to reject your application entirely. You may also face criminal charges if you’re caught falsifying documents or taking someone’s identity.

What Happens If I Miss Payments?

We understand that things could happen that prevents you from paying on time. If you find yourself having problems with your repayment, reach out to us to find more convenient ways to deal with your debt. Refusing to pay your loan would severely affect your credit and may cost you additional fees and charges.

Got More Questions?

We Have Made Easy For You

Secure Process

Our platform is guaranteed safe and secure. So you don’t have to worry about having your information online. We make sure that your personal data stays safe over the internet, 100%!

Paid Into Your Account

You don’t have to visit banks or lending centers just to get your money. Once your application has been approved, the funds you requested are immediately and automatically deposited to your checking account.

Credit Problems

Is your credit keep holding you down? Not anymore. Applying for an unsecured loan such as payday loans require no minimum credit. As long as you can pay off the loan on time, your credit problem is not a problem.